Finance

Money Saving Tax Preparation Tips For the Unemployed

Posted in Finance on January 14th, 2011 by admin – Be the first to comment
spring money saving Money Saving Tax Preparation Tips For the Unemployed
Rob Foglia asked:

Each Spring, Americans meticulously prepare their taxes in hopes of saving money when the government comes looking for it. If you are one of the many who have been affected by layoffs and cutbacks in the last year, it is especially important to prepare your taxes well in order to save as much money as possible during your time between jobs.

Many people do not realize there are several deductions that can be made for those currently looking for jobs. While taking advantage of these may require you to fill out a long tax form, it is advantageous for most people to take the time to do their taxes correctly, even if you have to seek professional help. Check out some of the following tips to help job seekers save some money this tax season:

If you have been between jobs and actively looking for work, many costs associated with the career search can be deducted from your income. These costs include resume preparation fees, mileage for travelling to interviews, postage, and even phone bills. Costs associated with education can many times be deducted if you went back to school in order to become more desirable for a new job. You could be able to save as much as $3,000. If you are required to move to another location for work, your moving expenses are deductible if the new residence is at least 50 miles away from your old home.

For the most part, only job search and work-related expenses that exceed at least 2% of your adjusted gross income are eligible for deductions. But, if you are lucky enough to exceed that 2%, you could be saving a lot more money by following those tips.

For other tips and advice for finding your next new career, or if you would like to get ahead of the pack by using the services of a professional recruiter, visit http://www.donrichard.com, and contact these job placement specialists.

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Frugal Money Saving Tips For a Tough Economy

Posted in Finance on January 9th, 2011 by admin – Be the first to comment
spring money saving15 Frugal Money Saving Tips For a Tough Economy
Glenn Black asked:

The frugal lifestyle. Weather we were forced into it by the times, or have been living this way for a while, more and more are joining the ranks. When I hear the word frugal, several pictures pop into my mind. The strongest image is one of a person who spends little to no money at all.

My idea of frugal living is a little different. My decisions are now thought through a little better, and I ask myself if I can live without whatever purchase I am debating about. Some things you have no control over, we all need a place to live, food to eat, and clothing when we go out into public. At least I hope we all need clothing. Hey – no reason we can’t have a sense of humor while still living frugally.

The point I am trying to make is that we all still have control over most of our own financial decisions. With a little thought and educated decisions, all of us can make it through these tough times and most can even prosper!! Is’nt that some refreshing news amid what we usually hear?

I would like to expand on one area of the frugal lifestyle I will label entertainment. Let’s face it, everyone needs a break at some time and has to have a little fun. Can one do this on a budget of a lot less of what was once spent? You bet’cha. If you have read any of my other articles, I like to make lists. So let’s make a short list on how someone can get some much deserved entertainment on a budget.

1 – How does a family picnic at your local park sound? Spring is here, and the days are getting longer. This is a great way to get outdoors and shed some of that cabin fever we all have. Throw in a couple baseballs, a few gloves, and maybe a bat, and you most likely will come up with a scratch game of ball. Outdoor activity is a sure fire way to get your blood pumping.

2 – Another great outdoor activity is a long bike ride. If you are lucky like I am, you have a bike trail close by. A serene place to go, connect with nature, and burn a few calories for good measure. Dust off the bike, air up the tires, and have at it!!

3 – Set aside one night for family game night. Switch off the T.V. and get out all the old classic board games. Even a deck of cards will do nicely. This one just might become a weekly ritual for a long time to come.

4 – Does anyone like to read? My town is blessed with a used book exchange store. Spend a few coins, relax in the sun, and get lost for some time with a good novel. This one seems to do wonders for me.

So here we are at the end of another article on frugal living. Take some time for yourself and your family, and go have some fun!! You don’t have to spend huge amounts of money to have a good time. Try a few of these ideas, as we all need a get away on occasion.

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JC Penney Printable Coupons to Save You Big Money

Posted in Finance on October 28th, 2010 by admin – Be the first to comment
coupons saving money 201015 JC Penney Printable Coupons to Save You Big Money
Sandy Miller asked:

It does not make sense for me to leave my house anymore without at least trying to find JC Penney printable coupons or other major retailer discounts on the Web when I go shopping. There are simply far too many discounts on the Internet these days to pass up!

Last weekend I took a drive to the neighborhood mall with my daughter after printing out what seemed to be an endless stream of free coupons; I was on the computer for at least 30 minutes before walking out the door. Once at the mall, I was already armed with a ton of coupons, so I liked my chances of saving lots of money already. I had made my mind up I was going to spend no more than $200.00, and I was counting on the coupons to save me.

I had a 30% off coupon for JC Penney that I found on the web and I needed to buy a baby shower gift, a dress for myself and my little girl, new shoes for my husband, and a few accessories. Now, I love shopping for clothes at Macy’s and I can’t stay away from the discount racks they always seem to have, but I didn’t find anything there that suited me for this baby shower. Even worse I couldn’t find anything for my daughter except a little electronic toy she wanted.

Next, I walked through the mall and went into two separate boutiques and found what I though would be the perfect outfit for me, but the price tag was way too heavy: $159.00! At that point I was already saying to myself, “What are you doing? You already have your coupon in hand.” I visited the store I was saving for last and promptly went to the kids’ clothes section, and I immediately found a gorgeous little flowery dress for my little girl ($29.99) then I realized she didn’t have the right shoes to match it. So after buying the dress, we walked over to the womens’ section and also found a nice dress for me ($69.99), and I also noticed I would have to buy a pair of shoes. I was happy at that moment because our dresses fit perfectly and they only totaled $100.00 plus the little electronic toy which cost $12.99.

I decided to skip the shoes for myself and my husband figuring we could make do with what we had, and I bought my little girl a pair of cute white sandal shoes ($24.99) to go with her white flowery dress. When we went to the cash register and I already knew using the JC Penney printable coupons we would save 30%, and I was ecstatic when the total came out to a little less than $100.00 with tax!

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